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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Farmers & Merchants State Bank and Farmers & Merchants Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Farmers & Merchants Financial Services, and may also be employees of Farmers & Merchants State Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Farmers & Merchants State Bank and Farmers & Merchants Financial Services.
Securities and insurance offered through LPL or its affiliates are:
|Not Insured by FDIC or Any Other Government Agency||Not Bank Guaranteed|
|Not Bank Deposits or Obligations||May Lose Value|
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